Terms and Conditions

You agree to these Conditions of Use by using this website. Please read the following and the Privacy Policy very carefully.

About Outbacker

Outbacker is a trading name of Worldwide Internet Insurance Services Limited. Worldwide Internet Insurance Services Limited (Incorporation Number 81201, registered address 28 Irish Town, Gibraltar) is an insurance intermediary licenced in Gibraltar by the Financial Services Commission, under Permission Number 5570 (click here to confirm). If you need to write to us you can either do so to Outbacker, Kings Court, London Road, Stevenage, SG1 2NG or to our trading address which is WWIIS t/a Outbacker, Waterport Place, Europort Road, GX11 1AA, Gibraltar. In these Conditions of Use 'our', 'we', 'us' means the following companies together: Worldwide Internet Insurance Services Limited trading as Outbacker Insurance, and any named preferred supplier.

English Law

These Conditions of Use will be governed by and construed in accordance with English law. Any disputes arising in relation to these Conditions of Use will be subject to the exclusive jurisdiction of the English courts. If any of the following provisions shall be unlawful, void or for any purpose unenforceable, then the particular provision will be deemed severable and will not affect the validity and enforceability of the remaining provisions or Conditions of Use.

Access to the Site

Unless otherwise specified, the information on this website is directed solely at those who access the site from the United Kingdom (of Great Britain and Northern Ireland).

Content and Product Information

The descriptions of all the products and services contained in this website are for information purposes only. The information and descriptions provided are not intended to be complete descriptions of all the terms, conditions and exclusions applicable. The precise coverage afforded by any insurance policy or other product issued by us is subject to the terms, conditions and exclusions of the policies as issued. Any other products and services provided are subject to their specific terms and conditions as set out throughout the site.

Legal Exclusions and Limitations

We take care to ensure that the information contained in this website is accurate and up-to-date. However, we make no representations or warranties about the accuracy, completeness, reliability or suitability for any purpose of the information and related graphics published in this site, which may contain technical inaccuracies and typographical errors.

We are not providing any legal, accounting or other professional advice or opinion on specific facts or matters. Also, neither we nor any of our directors, employees or agents will be liable for damages arising out of or in connection with the use of this site or the information in it.

This is a comprehensive limitation of liability that applies to all damage of any kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of or damage to property and third party claims. However, nothing shall exclude or restrict liability for death or personal injury resulting from the negligence of us, our directors, employees or agents. Also, nothing shall exclude or restrict our obligations under the Financial Services and Markets Act 2000 or any other current or future Financial Services legislation.

Alterations

We reserve the right, at any time and without notice, to revise the contents of this site including these Conditions of Use. Any changes to these conditions will be posted on this site and by continuing to use this site following any such change, you will signify that you agree to be bound by the revised conditions.

Use of Your Information

By using this site, you agree to the use of any personal data that we may hold on you in accordance with the terms of the Privacy Policy. A copy of the Privacy Policy can be found by following the relevant link at the bottom of any page of this website.

Copyright

All design, text, graphics and their selection or arrangements are the copyright of third parties or us. Permission is granted to copy electronically and to print in hard copy portions of this site, solely for the purpose of using the site to seek a quotation or buy products and services. Any other use of materials on this site (including reproduction for purposes other than those noted above and alteration, modification, distribution or republication) without prior written permission is strictly prohibited.

Trademarks

The various Outbacker trademarks, product names and company logos as well as the get-up contained in this site are owned by Worldwide Internet Insurance Services Limited. Neither Worldwide Internet Insurance Services Limited or any Group company gives permission for the use of the trademarks, the get-up, product names, company names, logos or titles and any such use may constitute an infringement of the holder's rights.

Force Majeure

We shall not be liable to you for any breach of these Conditions of Use or any failure to provide, or any delay in providing, our services through our site that results from any event or circumstance beyond our reasonable control. This includes without limitation, strikes, lockouts and other industrial disputes, breakdown of systems or network access, fire, explosion, accident, insurrection and war.

Links to other Sites

In this site certain links, including hypertext links, will lead you to websites or pages that are not under our control. These links are provided for your information and convenience and the inclusion of any link does not imply endorsement by us in any way of the site to which a particular link leads.

This version was last updated on 20th March 2024.